Government-Backed Concessionary Loan Schemes
Subsidized sovereign interventions designed to catalyze micro-entrepreneurship.
Government Programs
Concessionary Loan Schemes
Heavily subsidized debt programs designed to catalyze micro-entrepreneurship and lower barriers to market entry.
| Scheme Name | Eligible Demographic | Loan Bracket (Tiers) | Markup / Security |
|---|---|---|---|
| Prime Minister Youth Business Loan (PMYB&ALS) | Unemployed or Ambitious Youth (Aged 21 to 45 Years) | Tier 1: Up to PKR 0.5M | Tier 2: 0.5M–1.5M | Tier 3: 1.5M–7.5M | Tier 1: 0% (Interest-Free) | Tier 2 & 3: 5%–7% | Security: Soft/Clean options |
| SBP Concessionary Refinance for Women | Exclusively Women-Owned / Led Corporate Entities | Maximum Cap: PKR 5 Million | Fixed 5% flat per annum | Security: 100% Personal Guarantee options |
| National Micro-Enterprise Support Program | Rural Craftsmen, Artisans & Micro-Traders | Maximum Cap: PKR 500,000 | Highly subsidized or completely interest-free | Security: Group collateral options |
Prime Minister Youth Business Loan (PMYB&ALS)
Eligible:Unemployed or Ambitious Youth (Aged 21 to 45 Years)
Amount:Tier 1: Up to PKR 0.5M | Tier 2: 0.5M–1.5M | Tier 3: 1.5M–7.5M
Mark-up:Tier 1: 0% (Interest-Free) | Tier 2 & 3: 5%–7% | Security: Soft/Clean options
SBP Concessionary Refinance for Women
Eligible:Exclusively Women-Owned / Led Corporate Entities
Amount:Maximum Cap: PKR 5 Million
Mark-up:Fixed 5% flat per annum | Security: 100% Personal Guarantee options
National Micro-Enterprise Support Program
Eligible:Rural Craftsmen, Artisans & Micro-Traders
Amount:Maximum Cap: PKR 500,000
Mark-up:Highly subsidized or completely interest-free | Security: Group collateral options
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